Debt Settlement is actually a quite simple process. We typically can negotiate unsecured debt down by 50% and have your debt "paid or settled in full" within 12-36 Months! The creditors are required to report to the credit bureaus a satisfactory balance of 0. At VisionDebt.com, we use a simple step by step process to help you eliminate your debt and gain Financial Freedom!
Step 1: Obtain a Free debt analysis and consultation, there are three ways to do this: You can fill out the form to the right, email us at info@visiondebt.com or by simply calling us toll free at: (877) 501-DEBT. One of our debt consultants will assess your financial situation and determine a simple monthly payment and a term in length.
Step 2: Once we have evaluated the creditors and the approximate balances, we will send out the enrollment forms to you via: Internet, Email, Fax or regular mail. Once we receive the enrollment forms along with the statements, we will setup a FDIC Insured bank account for you where the funds will accumulate.
Step 3: As the funds accumulate in the 12-36 month time frame, we start negotiating your debts usually by 50%. A debt negotiator will stay in contact with you to put an end to any creditor harassment. You can also check your account online to see the process.
Step 4: Once we have made settlements with the creditors, you are notified and the creditors must report your account being in satisfactory standing. We will repeat this process until all of your debts have been settled.
Step 5: Congratulations! You have become debt free and gained Financial Freedom!